After seeing several homes do you find yourself asking, "Which one had the wonderful kitchen and which one had the ugly carpet?"
To help you remember you can use a simple form to takes notes as you go through each home. Your notes can be brief such as, "Not much cabinet space", or "Beautiful cabinets". Having notes to go back over at the end of the day will help you picture each home in your mind's eye.
Using a rating system:
"Of the ___ homes we have seen we would rank this one at #____"
helps you to narrow down the choices to the home you liked the most.
A copy of this form suitable for printing is available in .pdf (Adobe Acrobat Reader) format at Home Evaluation Form. You are welcome to print out as many copies of the form as you like for your personal use. (Reproduction for anything other than personal use is strictly prohibited.)
Property Information: Address ________________________________________________________
Price ____________________ Size (SF) ____________ Stories ____ Bedrooms _____ Baths _____
Buyer Comments - Interior (size of rooms, layout, colors, carpet condition, special features):
________________________________________________________________________________
________________________________________________________________________________
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Exterior (general appearance, roof condition, yard):
________________________________________________________________________________
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What aspects of this property impressed you or were the most positive?________________________________________________________________________________
________________________________________________________________________________
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Were there any negative aspects for you as a Buyer?
________________________________________________________________________________
________________________________________________________________________________
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Of the ______ homes you have seen in this price range/size, how would you rank this one? # ______
Is this a home you would like to see again before making a purchase decision? ____ Yes ____ No
Agents Name: ____________________________________ Phone: _________________________
Comments_______________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
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Courtesy of http://www.ExclusiveBuyersAgents.com - Copyright 2005 - May be reproduced for PERSONAL use only
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How Much Home Should You Buy?
You may have heard a real estate Agent or someone else say, "Always buy the biggest home you can afford. It is a good investment and the larger the investment the larger the return on investment will be".
But is that good advice for you? Maybe, maybe not.
When deciding to buy a home the first thing you need to do is get a loan. Yes, get the loan before you shop for homes. The lender will give you a letter stating how the maximum amount they will lend you given your income, debts, and the amount of cash available for down payment and closing costs.
Now that you know the maximum amount you can borrow and what the monthly payment will be on that amount, ask yourself some questions about your "comfort level". We all have a different comfort level when it comes to debt.
Some things that affect each individuals comfort level are:
Do I worry a little or a lot about money I owe?
Am I comfortable that my job is secure and my income will be stable for the next few years?
Do I reasonably expect to have a considerably larger income in the near future?
Am I willing to change my lifestyle (travel less, eat out less often, keep our car for a few more years) in order to make a house payment?
Think about all of that and then decide what payment you are comfortable with. If it is the maximum amount the lender has stated, fine. But if it is less than that amount, then buy less home.
The new home should be a place of comfort, not a place to sit in and worry about how you are going to pay for it!
Besides, you can always "move up" later if you situation or comfort level changes.