After seeing several homes do you find yourself asking, "Which one had the wonderful kitchen and which one had the ugly carpet?"
To help you remember you can use a simple form to takes notes as you go through each home. Your notes can be brief such as, "Not much cabinet space", or "Beautiful cabinets". Having notes to go back over at the end of the day will help you picture each home in your mind's eye.
Using a rating system:
"Of the ___ homes we have seen we would rank this one at #____"
helps you to narrow down the choices to the home you liked the most.
A copy of this form suitable for printing is available in .pdf (Adobe Acrobat Reader) format at Home Evaluation Form. You are welcome to print out as many copies of the form as you like for your personal use. (Reproduction for anything other than personal use is strictly prohibited.)
Property Information: Address ________________________________________________________
Price ____________________ Size (SF) ____________ Stories ____ Bedrooms _____ Baths _____
Buyer Comments - Interior (size of rooms, layout, colors, carpet condition, special features):
________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
Exterior (general appearance, roof condition, yard):
________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
What aspects of this property impressed you or were the most positive?________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
Were there any negative aspects for you as a Buyer?
________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
Of the ______ homes you have seen in this price range/size, how would you rank this one? # ______
Is this a home you would like to see again before making a purchase decision? ____ Yes ____ No
Agents Name: ____________________________________ Phone: _________________________
Comments_______________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
Courtesy of http://www.ExclusiveBuyersAgents.com - Copyright 2005 - May be reproduced for PERSONAL use only
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Why A Home Is A Good Investment
As a general rule, homes appreciate about 3 to 5 percent a year. Some years will be more, some less. The figure will vary from neighborhood to neighborhood, and region to region.
3 percent may not seem like that much. Other investments such as stocks or treasury bills might offer a higher interest rate.
But take a second look.
Let's look at one example.
If you buy a $200,000 home, and put as much as twenty percent down that would be an investment of $40,000.
At an appreciation rate of 3% annually, a $200,000 home would increase in value $6,000 during the first year. At 5% annually, a $200,000 home would increase in value $10,000 during the first year. That means you earned between $6,000 and $10,000 with an investment of $40,000. Your annual "return on investment" would be somewhere between 15% and 25%. Sounds like a pretty good rate of return doesn't it?
Of course, you will be making mortgage payments and paying property taxes, along with a maintenance costs. However, since the interest on your mortgage and your property taxes are both tax deductible, the government is essentially subsidizing your home purchase.
You have to pay to live somewhere anyway, why not get something in return for that monthly payment?