Please refer me to the BEST BUYER AGENT in the area
I am interested in
These Exclusive Buyer's Agents spend 100% of their time working for home buyers. They are full-time professional real estate agents with the specialized knowledge needed to properly represent home buyers.
Buyers Real Estate Group - Edina, Minneapolis, St. Paul
Minneapolis, St. Paul, Anoka, Andover, Coon Rapids, Blaine, Lino Lakes, Centerville, Lexington, Apple Valley, Richfield, Bloomington, Eagan, Lakeville, Burnsville, Cottage Grove, Mendota Heights, West St. Paul, Edina, St. Louis Park, Minnetonka, Plymouth, Maple Grove, Champlin,Rosemount, Farmington, Roseville, Fridley, Columbia Heights, Spring Lake Park, Crystal, Robbinsdale, Wayzata, Woodbury, Oakdale, Maplewood, Vadnais Heights, Little Canada, White Bear Lake, Brooklyn Park, Lauderdale, Falcon Heights, Moundsview, North Oaks.
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Purchasing a Home? Some Things You Should NOT Do.
Don't make any major purchases such as a new car, expensive electronics or appliance, or anything else that you cannot pay cash for. The extra payments may prevent you from getting a loan.
Don't move money from one account or investment to another. One of the things a lender is concerned about is the source of funds for your down payment and closing costs. The lender will ask for statements for the last 3 months for all your bank and investment accounts and even your company 401K and retirement accounts.
Lenders like to see what is referred to as "seasoned money", that is, money that has been accumulating in an account over a period of months or years. If your bank account has a large deposit that was made less than 3 months ago they may think the money was a loan from a relative who is trying to help you qualify for a loan. Then you will have to prove where the funds came from which can be a time consuming process.
Please, leave your money where it is until you talk to a loan officer. And don't move a significant amount around without letting the lender know about it in advance.