Please refer me to the BEST BUYER AGENT in the area
I am interested in
These Exclusive Buyer's Agents spend 100% of their time working for home buyers. They are full-time professional real estate agents with the specialized knowledge needed to properly represent home buyers.
HelpUBuy America - the Dallas area
Addison, Dallas, Downtown Dallas, Carrollton, Farmerís Branch, Garland, Highland Park, Iriving, Lakewood, Las Colinas, Mesquite, North Dallas, Preston Hollow, Richardson, Rowlett, University Park, Uptown, University Park, Valley Ranch.
Buyers Choice Realtors - Fort Worth
Fort Worth, Arlington, Mansfield, Aledo, Crowley, Benbrook, Azle, Lake Worth, Burleson, Bedford, Hurst, Euless, Keller, Grapevine, Colleyville, Southlake, Westlake, Flower Mound, Trophy Club, Saginaw, Weatherford, Lewisville, Coppell, Grand Prairie, Irving, Denton, Cedar Hill, Haslet, Willow Park, North Richland Hills, Justin, Northlake, Roanoke, Watauga.
HelpUBuy America - the Grapevine Texas area
Addison, Carrollton, Coppell
Allen, Celina, Frisco, Little Elm. Mckinney, Plano, Prosper, Savannah, The Colony
Arlington, Azle, Bedford, Colleyville, Euless, Flower Mound, Fort Worth, Grapevine, HEB, Hurst, Keller, Lantana, Northlake, Roanoke, Southlake, Trophy Club
HelpUBuy America - the Houston area
Clear Lake, Cypress, Deerpark, Friendswood, Houston Inner Loop, Katy, League City, Medical Center/Downtown, Memorial, Pearland, River Oaks, Spring Branch, Sugarland, The Heights, The Woodlands, Tomball
HelpUBuy America - the Plano area
Addison, Allen, Anna, Carrollton, Flower Mound, Frisco, Little Elm, McKinney, Melissa, North Dallas, Plano, Prosper, Richardson, The Colony.
The Woodall Group - San Antonio
Bracken, Bulverde, Canyon Lake, Fischer, Garden Ridge, Hunter, New Braunfels, San Antonio, Sattler, Solms, Spring Branch, Startzville
Additional Services You Receive When You Use An Exclusive Buyers Agent!
What Are "Fiduciary Duties" and Why Are They So Important?
What Is An Exclusive Buyers Agent?
The Secret Big Corporations Have Known For Years
What An Exclusive Buyer Agent Will Do For You
The Agent Who Listed Our Home Says He Can Be Our Buyer's Agent
Take Some Confusion Out Of The House Hunting Process
What Others Say About Buyer's Agents
How Much Home Should You Buy?
You may have heard a real estate Agent or someone else say, "Always buy the biggest home you can afford. It is a good investment and the larger the investment the larger the return on investment will be".
But is that good advice for you? Maybe, maybe not.
When deciding to buy a home the first thing you need to do is get a loan. Yes, get the loan before you shop for homes. The lender will give you a letter stating how the maximum amount they will lend you given your income, debts, and the amount of cash available for down payment and closing costs.
Now that you know the maximum amount you can borrow and what the monthly payment will be on that amount, ask yourself some questions about your "comfort level". We all have a different comfort level when it comes to debt.
Some things that affect each individuals comfort level are:
Do I worry a little or a lot about money I owe?
Am I comfortable that my job is secure and my income will be stable for the next few years?
Do I reasonably expect to have a considerably larger income in the near future?
Am I willing to change my lifestyle (travel less, eat out less often, keep our car for a few more years) in order to make a house payment?
Think about all of that and then decide what payment you are comfortable with. If it is the maximum amount the lender has stated, fine. But if it is less than that amount, then buy less home.
The new home should be a place of comfort, not a place to sit in and worry about how you are going to pay for it!
Besides, you can always "move up" later if you situation or comfort level changes.