These Exclusive Buyer's Agents spend 100% of their time working for home buyers. They are full-time professional real estate agents with the specialized knowledge needed to properly represent home buyers.
Homebuyer Representation, Inc. - Salt Lake City
Salt Lake County: Alta, Bluffdale, Draper, Holladay, Kearns, Magna, Midvale, Millcreek, Murray, Riverton, Salt Lake City, Sandy, South Jordan, South Salt Lake, Taylorsville, Union, West Jordan, West Valley City, White City, Copperton, Herriman, Bingham Canyon, Cottonwood.
Davis County: Bountiful, Centerville, Clearfield, Clinton, Farmington, Fruit Heights, Kaysville, Layton, North Salt Lake, South Weber, Sunset, Syracuse, Val Verda, West Bountiful, West Point, Woods Cross, Park City, Heber City, Midway.
Utah County: Alpine, American Fork, Cedar Fort, Cedar Hills, Highland, Lehi, Lindon, Mapleton, Orem, Payson, Pleasant Grove, Provo, Salem, Santaquin, Spanish Fork, Springville, Sundance, Eagle Mountain, Saratoga Springs, Nephi 604.
Tooele County: Dugway, Erda, Grantsville, Lake Point, Rush Valley, Stansbury Park, Stockton, Tooele, Weber County, Eden, Farr West, Harrisville, Hooper, Huntsville, Liberty, North Ogden, Ogden, Plain City, Pleasant View, Riverdale, Roy, Slaterville, South Ogden, Uintah, Washington Terrace, Warren, West Haven, West Warren, West Weber, Hyde Park, Hyrum, Lewiston, Logan, Mendon, Millville, Newton, Nibley, North Logan, Paradise, Providence, Richmond, River Heights, Smithfield, Trenton, Wellsville, Garden City, Laketown, Woodruff, Randolph, Saint George, Cedar City, Beaver, Fillmore, Manti, Richfield.
Real Estate Professionals - St. George
Serving home buyers in the St. George and Vernal areas:
Washington County: Bloomington, Bloomington Hills, Brookside, Dammeron, Dammmeron Valley, Diamond Valley, Harrisburg Junction, Hurricane, Ivins, Kayenta, La Verkin, Leeds, Middleton, Saint George, Santa Clara, Toquerville, Veyo, Washington, Winchester Hills
Uintah County: Bonanza, Bottle Hollow, Dry Fork, Fort Duchesne, Gusher, Jensen, Lapoint, Maeser, Naples, Ouray, Randlett, Tridell, Vernal, Whiterocks
Additional Services You Receive When You Use An Exclusive Buyers Agent!
What Are "Fiduciary Duties" and Why Are They So Important?
What Is An Exclusive Buyers Agent?
The Secret Big Corporations Have Known For Years
What An Exclusive Buyer Agent Will Do For You
The Agent Who Listed Our Home Says He Can Be Our Buyer's Agent
Take Some Confusion Out Of The House Hunting Process
What Others Say About Buyer's Agents
How Much Home Should You Buy?
You may have heard a real estate Agent or someone else say, "Always buy the biggest home you can afford. It is a good investment and the larger the investment the larger the return on investment will be".
But is that good advice for you? Maybe, maybe not.
When deciding to buy a home the first thing you need to do is get a loan. Yes, get the loan before you shop for homes. The lender will give you a letter stating how the maximum amount they will lend you given your income, debts, and the amount of cash available for down payment and closing costs.
Now that you know the maximum amount you can borrow and what the monthly payment will be on that amount, ask yourself some questions about your "comfort level". We all have a different comfort level when it comes to debt.
Some things that affect each individuals comfort level are:
Do I worry a little or a lot about money I owe?
Am I comfortable that my job is secure and my income will be stable for the next few years?
Do I reasonably expect to have a considerably larger income in the near future?
Am I willing to change my lifestyle (travel less, eat out less often, keep our car for a few more years) in order to make a house payment?
Think about all of that and then decide what payment you are comfortable with. If it is the maximum amount the lender has stated, fine. But if it is less than that amount, then buy less home.
The new home should be a place of comfort, not a place to sit in and worry about how you are going to pay for it!
Besides, you can always "move up" later if you situation or comfort level changes.
