After seeing several homes do you find yourself asking, "Which one had the wonderful kitchen and which one had the ugly carpet?"
To help you remember you can use a simple form to takes notes as you go through each home. Your notes can be brief such as, "Not much cabinet space", or "Beautiful cabinets". Having notes to go back over at the end of the day will help you picture each home in your mind's eye.
Using a rating system:
"Of the ___ homes we have seen we would rank this one at #____"
helps you to narrow down the choices to the home you liked the most.
A copy of this form suitable for printing is available in .pdf (Adobe Acrobat Reader) format at Home Evaluation Form. You are welcome to print out as many copies of the form as you like for your personal use. (Reproduction for anything other than personal use is strictly prohibited.)
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Why You Should Not Buy a Car
So, you got a raise or a "windfall" or a big tax return check.You may find yourself confronted by an the hazardous instinct of we all have that says, "Let's buy a new car".
A few months later your thoughts turn toward buying your own home. Or, if you already own a home you would like to move up to a larger home.
So, you contact a loan officer to get qualified for a mortgage loan. You give the lender the information about your income, how much you have for a down payment, and so forth.
Then you hear some dreaded words: "I wish I could help you, but you have this car payment......."