For Buyers Only Realty

Homes & Real Estate in Sonoma County and Marin County

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Looking for rental property? Unfortunately, I don't work with rental properties. However, for only a little bit more, you might be able to get a wonderful Condominium or a small home. Your first and last months rent and the security/insurance deposit could cover your down payment. The seller could pay a portion of your closing costs and you would be building equity instead of paying for someone else's property. If you are interested in that option, feel free to contact me.

Homes and real estate in:

Sonoma County:
Agua Caliente, Alexander Valley, Annapolis, Asti, Bloomfield, Bodega, Bodega Bay, Boyes Hot Springs, Boyes Springs, Cazadero, Cloverdale, Cotati, Duncans Mills, El Verano, Eldridge, Fallon, Fetters Hot Springs, Forestville, Freestone, Fulton, Geyserville, Glen Ellen, Graton, Guerneville, Guernewood, Healdsburg, Jenner, Kenwood, Lakeville, Larkfield, Monte Rio, Occidental, Penngrove, Petaluma, Rio Nido, Rohnert Park, Roseland, Russian River Meadows, Salmon Creek, Santa Rosa, Schellville, Sebastapool, Sheridan, Sonoma, Stewarts Point , Stewarts Point Rancheria, The Geysers, The Sea Ranch, Valley Ford, Villa Grande, Vineburg, Windsor

Marin County:
Bel Marin Keyes, Belvedere, Belvedere Tiburon, Black Point, Bolinas, Corte Madera, Dillon Beach, Dogtown, Fairfax, Forest Knolls, Greenbrae, Ignacio, Inverness, Kent Woodlands, Kentfield, Lagunitas, Larkspur, Marin City, Marinwood, Marshall, Mill Valley, Muir Beach, Muir Woods, Nicaso, Novato, Olerna, Ross, San Anselmo, San Geronimo, San Marin, San Rafael, Santa Venetia, Sausalito, Stinson Beach, Strawberry Point, Tamal, Tamalpais Valley, Terra Linda, Tiburon, Tomales, Woodacre

Eugene Berman

What Is An Exclusive Buyers Agent?
What Can An Eba Do That Others Can't?
What Are Fiduciary Duties And Why Are They Important?
The Secret Big Corporations Have Known For Years
Our Standards Of Practice - Exactly What We Will Do For You
What Others Say About Buyer Agency
Should You Use The Agent Who Sold Your Home As Your Buyers Agent?
Take Some Confusion Out Of The House Hunting Process
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Tips For Home Buyers

Purchasing a Home? Some Things You Should NOT Do.

Don't make any major purchases such as a new car, expensive electronics or appliance, or anything else that you cannot pay cash for. The extra payments may prevent you from getting a loan.

Don't move money from one account or investment to another. One of the things a lender is concerned about is the source of funds for your down payment and closing costs. The lender will ask for statements for the last 3 months for all your bank and investment accounts and even your company 401K and retirement accounts.

Lenders like to see what is referred to as "seasoned money", that is, money that has been accumulating in an account over a period of months or years. If your bank account has a large deposit that was made less than 3 months ago they may think the money was a loan from a relative who is trying to help you qualify for a loan. Then you will have to prove where the funds came from which can be a time consuming process.

Please, leave your money where it is until you talk to a loan officer. And don't move a significant amount around without letting the lender know about it in advance.

Eugene Berman   DRE#   CalBRE#   01265271