After seeing several homes do you find yourself asking, "Which one had the wonderful kitchen and which one had the ugly carpet?"
To help you remember you can use a simple form to takes notes as you go through each home. Your notes can be brief such as, "Not much cabinet space", or "Beautiful cabinets". Having notes to go back over at the end of the day will help you picture each home in your mind's eye.
Using a rating system:
"Of the ___ homes we have seen we would rank this one at #____"
helps you to narrow down the choices to the home you liked the most.
A copy of this form suitable for printing is available in .pdf (Adobe Acrobat Reader) format at Home Evaluation Form. You are welcome to print out as many copies of the form as you like for your personal use. (Reproduction for anything other than personal use is strictly prohibited.)
Auburn, Agate Bay, Applegate, Christian Valley, Clipper Gap, Colfax, Foresthill, Granite Bay, Lincoln, Loomis, Meadow Vista, Newcastle, Ophir, Penryn, Rocklin, Roseville, Weimar
El Dorado County:
Cameron Park, Camino, Coloma, Cool, Diamond Springs, Ed Dorado Hills, Georgetown, Placerville
Alta Sierra, Chicago Park, Grass Valley, Lake of the Pines, Lake Wildwood, Nevada City, Penn Valley, Rough and Ready
What is an Exclusive Buyers Agent?
What can an EBA do that others can't?
What Are Fiduciary Duties And Why Are They Important?
The Secret Big Corporations Have Known For Years
Our Standards Of Practice - Exactly What We Will Do For You
What Others Say About Buyer Agency
Should You Use The Agent Who Sold Your Home As Your Buyers Agent?
Find an Exclusive Buyers Agent in a different city or state
Purchasing a Home? Some Things You Should NOT Do.
Don't make any major purchases such as a new car, expensive electronics or appliance, or anything else that you cannot pay cash for. The extra payments may prevent you from getting a loan.
Don't move money from one account or investment to another. One of the things a lender is concerned about is the source of funds for your down payment and closing costs. The lender will ask for statements for the last 3 months for all your bank and investment accounts and even your company 401K and retirement accounts.
Lenders like to see what is referred to as "seasoned money", that is, money that has been accumulating in an account over a period of months or years. If your bank account has a large deposit that was made less than 3 months ago they may think the money was a loan from a relative who is trying to help you qualify for a loan. Then you will have to prove where the funds came from which can be a time consuming process.
Please, leave your money where it is until you talk to a loan officer. And don't move a significant amount around without letting the lender know about it in advance.