|Seller's Agent||Exclusive Buyer's Agent|
|Can show you all the homes in the MLS (Multiple Listing Service).||Will show you all the homes in the MLS, For Sale By Owner properties, foreclosures, even properties that are not on the market!|
|Can tell you the price the seller's are asking for homes but cannot suggest an offering price.||Will calculate the fair market value of the home for you, and assist you in developing an offering price by using comparable sales data.|
|Can provide "raw" information on comparable homes that have sold in the area. Not allowed to interpret that data for you.||Will provide and interpret information on comparable homes that have sold in the area and help you formulate an offering price and negotiating strategy.|
|Can convey your offer to the seller or their agent and convey their response back to you.||Will negotiate on your behalf through the entire home buying process offering advice and information every step of the way!|
|Can provide you with a "list" of title companies, home inspectors, and other professionals for you to choose from but cannot recommend any particular company or professional.||Will recommend title companies, inspectors, and other professional services you will need!|
|May tell you some general information about the seller.||Can tell you everything they can find out about the seller and their motivation for selling!|
|Must tell the seller everything they know about you, your financial status, and your motivation for buying.||Will keep any information about you confidential if it would weaken your negotiating position!|
|"Thinks" in Seller's terms (i.e.: Get the highest price possible for the home)||"Thinks" in Buyer's terms (i.e.: Get the lowest possible price and best terms for the Buyer, not the Seller).|
Ann Arbor, Belleville, Brighton, Canton, Chelsea, Commerce, Dexter, Farmington Hills, Green Oak, Hamburg, Hartland, Highland, Howell, Manchester, Milan, Milford, Northville, Novi, Plymouth, Pinckney, Saline, South Lyon, Walled Lake, West Bloomfield, Whitmore Lake, Willis, Wixom, Ypsilanti
LIVINGSTON COUNTY: Brighton, Green Oak, Hamburg, Hartland, Howell, Lakeland, Pinckney
OAKLAND COUNTY: Commerce, Commerce Township, Farmington, Farmington Hills, Highland, Keego Harbor, Milford, New Hudson, Novi, Novi Township, Orchard Lake, South Lyon, Union Lake, Walled Lake, West Bloomfield, Wixom, Wolverine Lake
WASHTENAW COUNTY: Ann Arbor, Barton Hills, Bridgewater, Chelsea, Delhi, Dexter, Dixboro, Dover, Hudson Mills, Lima Center, Loch Alpine, Lodi Township, Manchester, Milan, Podunk, Rawsonville, Salem, Saline, Scio, Scio Township, Sharon, Sharon Hollow, U of M, Webster, Whitmore Lake, Whittaker, Willis, Willow Run, Ypsilanti
WAYNE COUNTY: Belleville, Canton, Northville, Plymouth
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Why You Should Not Buy a Car
So, you got a raise or a "windfall" or a big tax return check.You may find yourself confronted by an the hazardous instinct of we all have that says, "Let's buy a new car".
A few months later your thoughts turn toward buying your own home. Or, if you already own a home you would like to move up to a larger home.
So, you contact a loan officer to get qualified for a mortgage loan. You give the lender the information about your income, how much you have for a down payment, and so forth.
Then you hear some dreaded words: "I wish I could help you, but you have this car payment......."