These Exclusive Buyer's Agents spend 100% of their time working for home buyers. They are full-time professional real estate agents with the specialized knowledge needed to properly represent home buyers.
Culley Team Buyers Only Realty - Clearwater
Clearwater, Largo, St Petersburg, Seminole, Tampa, Pinellas Park, Gulfport, Tierra Verde, St Pete Beach, Pasadena, Treasure Island, Madeira Beach, Redington Shores, Redington Beach, Indian Shores, Indian Rocks Beach, Clearwater Beach, Palm Harbor, Dunedi.
Luxury Home Consultants, Inc. - Fort Lauderdale
Fort Lauderdale, Weston, Plantation, Pembroke Pines, Boca Raton, Delray Beach, Boynton Beach, Palm Beach, Lake Worth, Wellington, West Palm Beach, Jupiter, Juno Beach, Sunrise, Parkland, Miramar, Wilton Manors, Lauderdale-By-The-Sea, Davie, Southwest Ranches, Las Olas, Hollywood, Hallandale, Aventura, Key Biscayne, Miami Beach, Cooper City, Coral Springs, Coconut Creek, Deerfield Beach, Pompano Beach, Hillsboro Mile, Highland Beach, Gulfstream, Manalapan, Palm Beach Gardens, Dania Beach, Golden Beach, South Beach, Star Island, Williams Island, Harbor Beach, Palm Beach County, Broward County, Miami-Dade County.
Adelva Johnston, REALTOR - Jacksonville
Jacksonville, Jacksonville Beach, Neptune Beach, Atlantic Beach, Ponte Vedra, Amelia Island, Orange Park, World Golf Village, Ponte Vedra, Ponte Vedra Beach, St. John's County, Flagler County, Palm Coast, Flagler Beach, Crescent Beach.
Florida Buyer Broker - Naples
Naples, Marco Island, Bonita Springs, Cape Coral, Ft. Myers, Ft. Myers Beach.
Buyers Broker of Florida, Inc. - Orlando
Orlando, Altamonte Springs, Lake Mary, Maitland, Winter Park, Windermere, Apopka, Belle Isle, Celebration, Clermont, College Park, Conway, Debary, Deland, Dr. Phillips, Kissimmee, Montverde, Lake Buena Vista, Longwood, Ocoee, Oviedo, Sanford, Wekiva,Winter Springs.
The Buyer's Agent - Pensacola
Pensacola, Pensacola Beach, Perdido Key, Pace , Navarre, Navarre Beach, Milton, Gulf Breeze, Warrington, Cantonment.
Additional Services You Receive When You Use An Exclusive Buyers Agent!
What Are "Fiduciary Duties" and Why Are They So Important?
What Is An Exclusive Buyers Agent?
The Secret Big Corporations Have Known For Years
What An Exclusive Buyer Agent Will Do For You
The Agent Who Listed Our Home Says He Can Be Our Buyer's Agent
Take Some Confusion Out Of The House Hunting Process
What Others Say About Buyer's Agents
How Much Home Should You Buy?
You may have heard a real estate Agent or someone else say, "Always buy the biggest home you can afford. It is a good investment and the larger the investment the larger the return on investment will be".
But is that good advice for you? Maybe, maybe not.
When deciding to buy a home the first thing you need to do is get a loan. Yes, get the loan before you shop for homes. The lender will give you a letter stating how the maximum amount they will lend you given your income, debts, and the amount of cash available for down payment and closing costs.
Now that you know the maximum amount you can borrow and what the monthly payment will be on that amount, ask yourself some questions about your "comfort level". We all have a different comfort level when it comes to debt.
Some things that affect each individuals comfort level are:
Do I worry a little or a lot about money I owe?
Am I comfortable that my job is secure and my income will be stable for the next few years?
Do I reasonably expect to have a considerably larger income in the near future?
Am I willing to change my lifestyle (travel less, eat out less often, keep our car for a few more years) in order to make a house payment?
Think about all of that and then decide what payment you are comfortable with. If it is the maximum amount the lender has stated, fine. But if it is less than that amount, then buy less home.
The new home should be a place of comfort, not a place to sit in and worry about how you are going to pay for it!
Besides, you can always "move up" later if you situation or comfort level changes.