Home Buyer’s Advantage

Homes & Real Estate in the Sherman Oaks, California Area

What An Exclusive Buyer Agent Will Do For You

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Contract Offer

After The Offer To Purchase Is Accepted

Homes and real estate in:

Los Angeles County/San Fernando Valley:
Agoura, Agoura Hills, Aqua Dulce, Arleta, Bell Canyon, Burbank, Calabasas, Calabasas Park, Canoga Park, Canyon Country, Chatsworth, Encino, Glendale, Granada Hills, Hidden Hills, Kagel Canyon, La Canada/Flintridge, La Crescenta, Lake ViewTerrace, Mission Hills, Montrose, Newhall, North Hills, North Hollywood, Northridge, Oak Park, Old Topanga, Porter Ranch, Reseda, San Fernando, San Fernando Valley, Santa Clarita, Saugus, Shadow Hills, Sherman Oaks,Studio City, Sunland, Sun Valley, Sylmar, Tarzana, Toluca Lake, Topanga, Topanga Canyon, Tujunga, Valencia, Valley Village, Van Nuys, Verdugo City, Warner Center, West Hills, Westlake Village, Winnetka, Woodland Hills

Ventura County:
Agoura Hills, Brandeis, Camarillo, Hidden Valley, Lake Sherwood, Moorpark, Newbury Park, Oak Park, Santa Rosa Valley, Santa Susana, Simi Valley, Somis, Thousand Oaks, Westlake Village

What Is An Exclusive Buyers Agent?
What Can An Eba Do That Others Can't?
What Are Fiduciary Duties And Why Are They Important?
The Secret Big Corporations Have Known For Years
What Others Say About Buyer Agency
Should you use the Agent who sold your home as your Buyers Agent?
Take Some Confusion Out Of The House Hunting Process
Find an Exclusive Buyers Agent in a different city or state
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Tips For Home Buyers

Purchasing a Home? Some Things You Should NOT Do.

Don't make any major purchases such as a new car, expensive electronics or appliance, or anything else that you cannot pay cash for. The extra payments may prevent you from getting a loan.

Don't move money from one account or investment to another. One of the things a lender is concerned about is the source of funds for your down payment and closing costs. The lender will ask for statements for the last 3 months for all your bank and investment accounts and even your company 401K and retirement accounts.

Lenders like to see what is referred to as "seasoned money", that is, money that has been accumulating in an account over a period of months or years. If your bank account has a large deposit that was made less than 3 months ago they may think the money was a loan from a relative who is trying to help you qualify for a loan. Then you will have to prove where the funds came from which can be a time consuming process.

Please, leave your money where it is until you talk to a loan officer. And don't move a significant amount around without letting the lender know about it in advance.

Richard Barclay   CalBRE#  00892736
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