Home Buyer’s Advantage

Homes & Real Estate in the Sherman Oaks, California Area

The 3 most important words in real estate TODAY are:
Location - Location - Location
Exclusive - Buyers - Agent!

While any licensed real estate agent can be a 'buyers agent', an Exclusive Buyers Agent offers a higher level of service through their 100% commitment to home buyers.

You are about to make the largest purchase of your life. Which would you prefer: A 'part time' buyers agent, or an Exclusive Buyers Agent, 100% committed to serving and representing you, the home buyer?

An Exclusive Buyers Agent is a specialist in representing home buyers in all phases of the transaction. They work for an office that does not list homes for sale, so they never have anything to 'sell' you but their specialized knowledge and expertise in assisting home buyers.

Ask every Agent you talk to these questions:

Homes and real estate in:

Los Angeles County/San Fernando Valley:
Agoura, Agoura Hills, Aqua Dulce, Arleta, Bell Canyon, Burbank, Calabasas, Calabasas Park, Canoga Park, Canyon Country, Chatsworth, Encino, Glendale, Granada Hills, Hidden Hills, Kagel Canyon, La Canada/Flintridge, La Crescenta, Lake ViewTerrace, Mission Hills, Montrose, Newhall, North Hills, North Hollywood, Northridge, Oak Park, Old Topanga, Porter Ranch, Reseda, San Fernando, San Fernando Valley, Santa Clarita, Saugus, Shadow Hills, Sherman Oaks,Studio City, Sunland, Sun Valley, Sylmar, Tarzana, Toluca Lake, Topanga, Topanga Canyon, Tujunga, Valencia, Valley Village, Van Nuys, Verdugo City, Warner Center, West Hills, Westlake Village, Winnetka, Woodland Hills

Ventura County:
Agoura Hills, Brandeis, Camarillo, Hidden Valley, Lake Sherwood, Moorpark, Newbury Park, Oak Park, Santa Rosa Valley, Santa Susana, Simi Valley, Somis, Thousand Oaks, Westlake Village

What is an Exclusive Buyers Agent?
What can an EBA do that others can't?
What Are Fiduciary Duties And Why Are They Important?
The Secret Big Corporations Have Known For Years
Our Standards Of Practice - Exactly What We Will Do For You
What Others Say About Buyer Agency
Should You Use The Agent Who Sold Your Home As Your Buyers Agent?
Take Some Confusion Out Of The House Hunting Process
Find an Exclusive Buyers Agent in a different city or state
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Richard Barclay, Broker
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Tips For Home Buyers

How Much Home Should You Buy?

You may have heard a real estate Agent or someone else say, "Always buy the biggest home you can afford. It is a good investment and the larger the investment the larger the return on investment will be".

But is that good advice for you? Maybe, maybe not.

When deciding to buy a home the first thing you need to do is get a loan. Yes, get the loan before you shop for homes. The lender will give you a letter stating how the maximum amount they will lend you given your income, debts, and the amount of cash available for down payment and closing costs.

Now that you know the maximum amount you can borrow and what the monthly payment will be on that amount, ask yourself some questions about your "comfort level". We all have a different comfort level when it comes to debt.

Some things that affect each individuals comfort level are:

Do I worry a little or a lot about money I owe?

Am I comfortable that my job is secure and my income will be stable for the next few years?

Do I reasonably expect to have a considerably larger income in the near future?

Am I willing to change my lifestyle (travel less, eat out less often, keep our car for a few more years) in order to make a house payment?

Think about all of that and then decide what payment you are comfortable with. If it is the maximum amount the lender has stated, fine. But if it is less than that amount, then buy less home.

The new home should be a place of comfort, not a place to sit in and worry about how you are going to pay for it!

Besides, you can always "move up" later if you situation or comfort level changes.

Richard Barclay   CalBRE#  00892736
Send an Email to Richard Barclay

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