Buyer's Broker

Homes & Real Estate in the San Jose, California Area
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I would like more information about buying a home in:

Desired City: Required
State Required
Preferred areas
or neighborhoods
E-Mail Address Required
Confirm Email Required
First Name Required
Last Name Required
Present Address
Apt. or Suite Number
City
State
Zip Code
Phone
Home Phone
Cell phone

How do you prefer we contact you?
Office Phone
Home Phone
Cell Phone
E-Mail

When is the best time for an Agent to call you?
Morning
Afternoon
Evening

Are there children in the family?
None 1 2 3 4 or more children

What school options are important?

K-6
7-9
10-12
College, University, or Other School

When are you planning to buy?
As soon as possible
1 to 3 months
3 to 6 months
6 to 12 months
When present home is sold
Undecided

Is this a work related move?

Company Relocation
New Job
Considering moving and need more information.

Have you Qualified or Pre-Qualified for a mortgage?
Pre-Qualified
Qualified (Loan is fully approved)
Have not applied for a mortgage yet

What price range do you prefer?
(In areas I serve, homes in good condition start at $200,000 to $250,000. Properties priced lower than $200,000 to $250,000 are extremely hard to find and are in very poor condition, requiring extensive renovation.)
$200,000 to $250,000
$250,000 to $300,000
$300,000 to $350,000
$350,000 to $400,000
$400,000 to $450,000
$450,000 to $500,000
$500,000 to $600,000
$600,000 to $700,000
Other (Please Specify)

How many Bedrooms? (Check all that apply)
1 Bedroom
2 Bedrooms
3 Bedrooms
4 or more Bedrooms

How many Bathrooms? (Check all that apply)
1 Bathroom
2 Bathrooms
3 or more Bathrooms

Any other preferences? (Check all that apply)
Single Family Home
Duplex
Condo/Townhouse
Weekend Home
Wheelchair Accessible
Other: (Please Specify)

Looking for rental property? Unfortunately, I don't work with rental properties. However, for only a little bit more, you might be able to get a wonderful Condominium or a small home. Your first and last months rent and the security/insurance deposit could cover your down payment. The seller could pay a portion of your closing costs and you would be building equity instead of paying for someone else's property. If you are interested in that option, feel free to contact me.

Comments:

Homes and real estate in:

Santa Clara County:
Blossom Valley, Campbell, Coyote, Gilroy, Los Altos, Los Altos Hills, Los Gatos, Monte Sereno, Morgan Hill, New Almaden, San Jose, San Martin, Santa Clara, Saratoga

Santa Cruz County::
Aptos, Ben Lomond, Big Basin, Bonny Doon, Boulder Creek, Brookdale, Capitola, Corralitos, Davenport, Felton, Freedom, La Selva Beach, Las Lomas, Lompico, Los Gatos, Mount Hermon, Pajaro, Paradise Park, Rio del Mar, Royal Oaks, Santa Cruz, Santa Cruz County, Santa Cruz County, Scotts Valley, Seaccliff, Seascape, Soquel, Watsonville

San Benito County:
Hollister, New Idria, Paicines, Panoche, Pinnacles, San Benito, San Benito County, San Juan Bautista, TresPinos

Monterey County:
Alisal, Aromas, Big Sur, Bradley, Carmel, Carmel by the Sea, Carmel Highlands, Carmel Valley, Carmel Valley Village, Castroville, Chualar, Del Monte Park, Del Rey Oaks, Fort Hunter Liggett, Gonzales, Gorda, Greenfield, Jolon, King City, Lockwood, Lucia, Marina, Monterey, Monterey County, Moss Landing, Pacific Grove, Pacific Valley, Pebble Beach, Point Sur, Presidio of Monterey, Prunedale, Robles del Rio, Salinas, San Ardo, San Lucas, Sand City, Seaside, Soledad, Spreckels, Tassajara Hot Springs.

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Should You Use The Agent Who Sold Your Home As Your Buyers Agent?
Take Some Confusion Out Of The House Hunting Process
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Jim Rygiol, ABR, CRS, e-PRO, Agent
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Tips For Home Buyers

Purchasing a Home? Some Things You Should NOT Do.

Don't make any major purchases such as a new car, expensive electronics or appliance, or anything else that you cannot pay cash for. The extra payments may prevent you from getting a loan.

Don't move money from one account or investment to another. One of the things a lender is concerned about is the source of funds for your down payment and closing costs. The lender will ask for statements for the last 3 months for all your bank and investment accounts and even your company 401K and retirement accounts.

Lenders like to see what is referred to as "seasoned money", that is, money that has been accumulating in an account over a period of months or years. If your bank account has a large deposit that was made less than 3 months ago they may think the money was a loan from a relative who is trying to help you qualify for a loan. Then you will have to prove where the funds came from which can be a time consuming process.

Please, leave your money where it is until you talk to a loan officer. And don't move a significant amount around without letting the lender know about it in advance.

Jim Rygiol   DRE#   CalBRE#   00577801

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