While any licensed real estate agent can be a 'buyers agent', an Exclusive Buyers Agent offers a higher level of service through their 100% commitment to home buyers.
You are about to make the largest purchase of your life. Which would you prefer: A 'part time' buyers agent, or an Exclusive Buyers Agent, 100% committed to serving and representing you, the home buyer?
An Exclusive Buyers Agent is a specialist in representing home buyers in all phases of the transaction. They work for an office that does not list homes for sale, so they never have anything to 'sell' you but their specialized knowledge and expertise in assisting home buyers.
San Diego County:
Agua Caliente, Agua Caliente Hot Springs, Allied Gardens, Alpine, Alpine Heights, Alta Vista, Ballena, Bankhead Springs, Banner, Barona Mesa, Barrett Junction, Barrio Logan, Bay Park, Bear Valley, Birch Hill, Blossom Valley, Bonita, Bonsall, Borrego Springs, Borrego Wells, Bostonia, Boulder Oaks, Boulevard, Broadway Heights, Buckman Springs, Buena, Cameron Corners, Campo, Camp Pendleton, Canebrake, Canyon City, Cardiff by the Sea, Carlsbad, Carmel Mountain Ranch, Carmel Valley, Cas De Oro, Castle Park, Centre City, Chollas Creek, Chollas View, Chula Vista, City Heights, Clairemont, Combs Camp, Coronado, Coronado Cays, Cottonwood, "Crest, Crown Point ", Cuyamaca, Dehesa, Del Cerro, Del Dios, Del Mar, De Luz, Descanso, Descanso Junction, Desert Lodge, Dulzura, Eagles Nest, East Elliott, Eastlake, Eastlake Greens, Echo Dell, Eden Gardens, El Cajon, Emerald Hills, Encinitas, Engineer Springs, Escondido, Eucalyptus Hills, Fairbanks Country Club, Fairbanks Ranch, Fallbrook, Fernbrook, Fleetridge, Fletcher Hills, Flinn Springs, Foster, Glen Oaks, Glenview, Golden Hill, Grant Hill, Grantville, Green Valley Falls, Grossmont, Guatay, Harbison Canyon, Harmony Grove, Harrison Park, Hidden Glen, Hidden Meadows, Hillcrest, Hulburd Grove, Imperial Beach, Indian Springs, Irving's Crest, Jacumba, Jamacha, Jamul, Jesmond Dene, Johnstown, Julian, Kearny Mesa, Kensington, Kentwood in the Pines, La Costa, La Jolla, La Jolla Amago, La Jolla Shores, Lake Henshaw, Lakeside, Lakeview, La Mesa, La Playa, La Presa, Lemon Grove, Leucadia, Lincoln Acres, Lincoln Park, Linda Vista, Live Oak Park, Live Oak Springs, Logan Heights, Loma Portal, Lomas Santa Fe, Lomita, Lynwood Hills, Manzanita, Memorial, Mesa Grande, Middletown, Midway, Miramar, Miramar Ranch, Mira Mesa, Mission Bay Park, Mission Beach, Mission Hills, Mission Valley, Mission Village, Morena Village, Moreno, Morettis, Mountain View, Mount Helix, Mount Hope, Mount Laguna, National City, Navajo, Naval Amp Base, Nestor, Normal Heights, North Bay Terraces, North Encanto, North Jamul, North Park, Oak Grove, Oak Park, Ocean Beach, Oceanside, Ocean Hills, Ocotillo Wells, Old Town, Olivenhain, Otay, Otay Mesa, Pacific Beach, Pala, Pala Mesa Village, Palm City, Palomar Mountain, Palo Verde, Paradise Hills, Paso Picacho, Pauma Valley, Peninsula, Pine Hills, Pine Valley, Point Loma, Potrero, Poway, Puerta La Cruz, Rainbow, Ramona, Ranchita, Rancho Bernardo, Rancho Del Rey, Rancho Palo Verde, Rancho Penasquitos, Rancho San Diego, Rancho Santa Fe, Rincon, Rock Haven, Rolando, Rosemont, Roseville, Sabre Springs, San Carlos, San Diego, San Diego Country Estates, San Felipe, San Ignacio, San Luis Rey, San Luis Rey Heights, San Marcos, San Onofre, San Pasqual, Santa Ysabel, Santee, San Ysidro, Scissors Crossing, Scripps Miramar Ranch, Serra Mesa, Shady Dell, Shelltown, Shelter Valley Ranchos, Sherman Heights, Skyline, Solana Beach, Sorrento Hills, Sorrento Mesa, Sorrento Valley, South Bay Terraces, Southcrest, South Encanto, South Oceanside, South Park, Spring Valley, Stockton, Sunnyside, Sunshine Summit, Talmadge, Tecate, The Narrows, The Willows, Tierra Del Sol, Tierrasanta, Tijuana River Valley, Torrey Pines, Twin Oaks, University City, University Heights, Uptown, Valencia Park, Vallecito, Valley Center, Via De La Valle, Victoria, Vista, Warner Springs, Whispering Pines, Winter Gardens, Winterwarm, Witch Creek, Wynola
What is an Exclusive Buyers Agent?
What can an EBA do that others can't?
What Are Fiduciary Duties And Why Are They Important?
The Secret Big Corporations Have Known For Years
Our Standards Of Practice - Exactly What We Will Do For You
What Others Say About Buyer Agency
Should You Use The Agent Who Sold Your Home As Your Buyers Agent?
Take Some Confusion Out Of The House Hunting Process
Find an Exclusive Buyers Agent in a different city or state
How Much Home Should You Buy?
You may have heard a real estate Agent or someone else say, "Always buy the biggest home you can afford. It is a good investment and the larger the investment the larger the return on investment will be".
But is that good advice for you? Maybe, maybe not.
When deciding to buy a home the first thing you need to do is get a loan. Yes, get the loan before you shop for homes. The lender will give you a letter stating how the maximum amount they will lend you given your income, debts, and the amount of cash available for down payment and closing costs.
Now that you know the maximum amount you can borrow and what the monthly payment will be on that amount, ask yourself some questions about your "comfort level". We all have a different comfort level when it comes to debt.
Some things that affect each individuals comfort level are:
Do I worry a little or a lot about money I owe?
Am I comfortable that my job is secure and my income will be stable for the next few years?
Do I reasonably expect to have a considerably larger income in the near future?
Am I willing to change my lifestyle (travel less, eat out less often, keep our car for a few more years) in order to make a house payment?
Think about all of that and then decide what payment you are comfortable with. If it is the maximum amount the lender has stated, fine. But if it is less than that amount, then buy less home.
The new home should be a place of comfort, not a place to sit in and worry about how you are going to pay for it!
Besides, you can always "move up" later if you situation or comfort level changes.