Home Buyers Relocation Services

Homes & Real Estate in the O'Fallon, Illinois Area

The Agent Who Listed Our Home Says He Can Be Our Buyer's Agent.

Any licensed real estate agent can act as a Buyers Agent, just as any licensed Doctor can perform brain surgery. But if you were going to have brain surgery wouldn't you want a Specialist?

What's the difference? The difference is training, experience, and commitment to knowing everything they can learn about their specialty. Any good Doctor knows quite a bit about brain surgery. In fact he or she knows just enough about brain surgery to know that you need a Specialist if you need brain surgery.

Would you want to use a "part time" brain surgeon?

Ordinary Agents list houses (most of the time), "help" Buyer's (some of the time) (note: when "helping" a Buyer, the Agent represents the Seller and is duty bound to get the highest price and best possible terms for the Seller), act as Dual Agents (some of the time), Facilitators (some of the time), Appointed Agents (some of the time), Designated Agents (some of the time), and in some areas even work as "non-agents" (some of the time) so they can "put deals together". In other words, they are "part time" Buyers Agents.

By the way, you will pay the same price for an Agent who is a "part time" Buyers Agent as you will pay for a full time Buyer Specialist, so why not get the real expert?

Do yourself a favor. Before you decide which Agent to use, talk to someone who has the specialized experience necessary to do an outstanding job of representing you and is dedicated 100% to serving Home Buyers!

Homes and real estate in:

Edwardsville, Belleville, Troy, O'Fallon, Ofallon, Scott AFB, Shiloh, Swansea, Collinsville, Glen Carbon, Mascoutah, Lebanon, Highland, Bethalto, St. Louis

What Is An Exclusive Buyers Agent?
What Can An Eba Do That Others Can't?
What Are Fiduciary Duties And Why Are They Important?
The Secret Big Corporations Have Known For Years
Our Standards Of Practice - Exactly What We Will Do For You
What Others Say About Buyer Agency
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Merrill Ottwein, CEBA, ABR, ABRM, Broker
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Tips For Home Buyers

Why A Home Is A Good Investment

As a general rule, homes appreciate about 3 to 5 percent a year. Some years will be more, some less. The figure will vary from neighborhood to neighborhood, and region to region.

3 percent may not seem like that much. Other investments such as stocks or treasury bills might offer a higher interest rate.

But take a second look.

Let's look at one example.

If you buy a $200,000 home, and put as much as twenty percent down that would be an investment of $40,000.

At an appreciation rate of 3% annually, a $200,000 home would increase in value $6,000 during the first year. At 5% annually, a $200,000 home would increase in value $10,000 during the first year. That means you earned between $6,000 and $10,000 with an investment of $40,000. Your annual "return on investment" would be somewhere between 15% and 25%. Sounds like a pretty good rate of return doesn't it?

Of course, you will be making mortgage payments and paying property taxes, along with a maintenance costs. However, since the interest on your mortgage and your property taxes are both tax deductible, the government is essentially subsidizing your home purchase.

You have to pay to live somewhere anyway, why not get something in return for that monthly payment?

Merrill Ottwein   IL DRE#  075-087619
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