Buyer's Broker - Monterey County and Santa Cruz County

Homes & Real Estate in the Monterey, California Area

What An Exclusive Buyer Agent Will Do For You

Information And Counseling

• Explain the forms of agency available to you and explain how different relationships may affect the level and type of service a Buyer may receive from a real estate agent.
• Offer to enter into a written Agency Agreement with the Buyer. The agreement will include beginning and ending dates, fee structure and payment method, and the responsibilities of both parties.
• Pledge absolute confidentiality to a Buyer when representing him/her.
• Counsel the Buyer regarding his/her financial qualifications and assist the Buyer in finding and working with mortgage lenders.

Searching For A Property

• Discuss preferences in size, areas, styles, age, floorplans, and develop a property profile.
• Search the entire real estate market, including the Multiple Listing Service (MLS), properties for sale by owners, and new homes (where appropriate).

Contract Offer

• Inform the Buyer about any defects or problems he/she has observed or discovered regarding the property.
• Prepare a comparative market analysis, to determine the property's fair market value.
• Explain the choices available in each section of an offer to purchase and explain the alternatives available to the Buyer.
• Advise the Buyer to seek legal counsel where appropriate.
• Prepare the offer to purchase in a manner which will protect the Buyers interest. Will provide proper disclosures regarding agency representation and any other matters as required by law.
• Develop negotiation strategies with the Buyer, including pre-set limits on key points of negotiation when the Buyer wishes to do so.
• Counsel the Buyer regarding the time requirements in the contract and encourage the Buyer to have professional inspectors inspect the property if the contract is accepted.

After The Offer To Purchase Is Accepted

• Will counsel the Buyer about home inspections, and provide the names of real estate inspectors. Will encourage the Buyer to be present during inspections.
• Will explain options available to the Buyer regarding items in the inspection report.
• Where appropriate, will notify the Seller or the Seller's Agent in writing of inspectors' findings and the Buyers choice of any options available to the Buyer.
• Maintain contact with the title company and mortgage company to insure that the Buyers interests are being protected.
• Will review the settlement statement with the Buyer at or before closing.
• Will attend the closing with the Buyer and be prepared to answer questions the Buyer may have.

Homes and real estate in:

MONTEREY COUNTY: Alisal, Aromas, Big Sur, Bradley, Carmel, Carmel by the Sea, Carmel Highlands, Carmel Valley, Carmel Valley Village, Castroville, Chualar, Del Monte Park, Del Rey Oaks, Fort Hunter Liggett, Gonzales, Gorda, Greenfield, Jolon, King Citty, Lockwood, Lucia, Marina, Monterey, Monterey County, Moss Landing, Pacific Grove, Pacific Valley, Pebble Beach, Point Sur, Presidio of Monterey, Prunedale, Robles del Rio, Salinas, San Ardo, San Lucas, Sand City, Seaside, Soledad, Spreckels, Tassajara Hot Springs

SANTA CRUZ COUNTY: Aptos, Ben Lomond, Big Basin, Bonny Doon, Boulder Creek, Brookdale, Capitola, Corralitos, Davenport, Felton, Freedom, La Selva Beach, Las Lomas, Lompico, Los Gatos, Mount Hermon, Pajaro, Paradise Park, Rio del Mar, Royal Oaks, Santa Cruz, Santa Cruz County, Santa Cruz County, Scotts Valley, Seacliff, Seascape, Soquel, Watsonville

SAN BENITO COUNTY: Hollister, New Idria, Paicines, Panoche, Pinnacles, San Benito, San Benito County, San Juan Bautista, Tres Pinos

SANTA CLARA COUNTY: Blossom Valley, Campbell, Coyote, Gilroy, Los Altos, Los Altos Hills, Los Gatos, Monte Sereno, Morgan Hill, New Almaden, San Jose, San Martin, Santa Clara, Saratoga.

What Is An Exclusive Buyers Agent?
What Can An Eba Do That Others Can't?
What Are Fiduciary Duties And Why Are They Important?
The Secret Big Corporations Have Known For Years
What Others Say About Buyer Agency
Should you use the Agent who sold your home as your Buyers Agent?
Take Some Confusion Out Of The House Hunting Process
Find an Exclusive Buyers Agent in a different city or state
Privacy Statement
Home Page
Contact Us

Jim Rygiol, EBA, Agent
Send an Email to Jim Rygiol

This website does NOT use "cookies" or try to identify you without your knowledge.
Please see our Privacy Statement.

Tips For Home Buyers

Why A Home Is A Good Investment

As a general rule, homes appreciate about 3 to 5 percent a year. Some years will be more, some less. The figure will vary from neighborhood to neighborhood, and region to region.

3 percent may not seem like that much. Other investments such as stocks or treasury bills might offer a higher interest rate.

But take a second look.

Let's look at one example.

If you buy a $200,000 home, and put as much as twenty percent down that would be an investment of $40,000.

At an appreciation rate of 3% annually, a $200,000 home would increase in value $6,000 during the first year. At 5% annually, a $200,000 home would increase in value $10,000 during the first year. That means you earned between $6,000 and $10,000 with an investment of $40,000. Your annual "return on investment" would be somewhere between 15% and 25%. Sounds like a pretty good rate of return doesn't it?

Of course, you will be making mortgage payments and paying property taxes, along with a maintenance costs. However, since the interest on your mortgage and your property taxes are both tax deductible, the government is essentially subsidizing your home purchase.

You have to pay to live somewhere anyway, why not get something in return for that monthly payment?

Jim Rygiol   DRE#   CalBRE#   00577801
Send an Email to Jim Rygiol