HBOnly serves HomeBuyers Only

Homes & Real Estate in the Indianapolis, Indiana Area

What An Exclusive Buyer Agent Will Do For You

Information And Counseling

Searching For A Property

Contract Offer

After The Offer To Purchase Is Accepted

Homes and real estate in:

Indianapolis, Carmel, Fishers, Geist, Zionsville, Noblesville, Westfield, Avon, Brownsburg, Danville, Plainfield, Greenwood

What Is An Exclusive Buyers Agent?
What Can An Eba Do That Others Can't?
What Are Fiduciary Duties And Why Are They Important?
The Secret Big Corporations Have Known For Years
What Others Say About Buyer Agency
Should you use the Agent who sold your home as your Buyers Agent?
Take Some Confusion Out Of The House Hunting Process
Find an Exclusive Buyers Agent in a different city or state
Privacy Statement
Home Page
Contact Us

Guy Pahud, ABR, CBA, CBR, CEBA, CRP, CRS, GRI, Broker
Send an Email to Guy Pahud

This website does NOT use "cookies" or try to identify you without your knowledge.
Please see our Privacy Statement.
Tips For Home Buyers

Why A Home Is A Good Investment

As a general rule, homes appreciate about 3 to 5 percent a year. Some years will be more, some less. The figure will vary from neighborhood to neighborhood, and region to region.

3 percent may not seem like that much. Other investments such as stocks or treasury bills might offer a higher interest rate.

But take a second look.

Let's look at one example.

If you buy a $200,000 home, and put as much as twenty percent down that would be an investment of $40,000.

At an appreciation rate of 3% annually, a $200,000 home would increase in value $6,000 during the first year. At 5% annually, a $200,000 home would increase in value $10,000 during the first year. That means you earned between $6,000 and $10,000 with an investment of $40,000. Your annual "return on investment" would be somewhere between 15% and 25%. Sounds like a pretty good rate of return doesn't it?

Of course, you will be making mortgage payments and paying property taxes, along with a maintenance costs. However, since the interest on your mortgage and your property taxes are both tax deductible, the government is essentially subsidizing your home purchase.

You have to pay to live somewhere anyway, why not get something in return for that monthly payment?

Guy Pahud   IN DRE#  IB51336400
Send an Email to Guy Pahud

1997- This site is owned by BUYER'S BROKER INC, a licensed California Real Estate Brokerage.
CA BRE Lic# 01401569
Phone: 1-888-307-0202
Email John Rygiol
Site Map