Hawaii Buyer's Broker

Homes and Real Estate in Hawaii

The 3 most important words in real estate TODAY are:
Location - Location - Location
Exclusive - Buyers - Agent!

While any licensed real estate agent can be a 'buyers agent', an Exclusive Buyers Agent offers a higher level of service through their 100% commitment to home buyers.

You are about to make the largest purchase of your life. Which would you prefer: A 'part time' buyers agent, or an Exclusive Buyers Agent, 100% committed to serving and representing you, the home buyer?

An Exclusive Buyers Agent is a specialist in representing home buyers in all phases of the transaction. They work for an office that does not list homes for sale, so they never have anything to 'sell' you but their specialized knowledge and expertise in assisting home buyers.

Ask every Agent you talk to these questions:

Homes and real estate in:

Kauai, Maui and The Big Island

What is an Exclusive Buyers Agent?
What can an EBA do that others can't?
What Are Fiduciary Duties And Why Are They Important?
The Secret Big Corporations Have Known For Years
Our Standards Of Practice - Exactly What We Will Do For You
What Others Say About Buyer Agency
Should You Use The Agent Who Sold Your Home As Your Buyers Agent?
Take Some Confusion Out Of The House Hunting Process
Find an Exclusive Buyers Agent in a different city or state
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Steven D. Moody, Broker/Owner, Broker
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Tips For Home Buyers

Why A Home Is A Good Investment

As a general rule, homes appreciate about 3 to 5 percent a year. Some years will be more, some less. The figure will vary from neighborhood to neighborhood, and region to region.

3 percent may not seem like that much. Other investments such as stocks or treasury bills might offer a higher interest rate.

But take a second look.

Let's look at one example.

If you buy a $200,000 home, and put as much as twenty percent down that would be an investment of $40,000.

At an appreciation rate of 3% annually, a $200,000 home would increase in value $6,000 during the first year. At 5% annually, a $200,000 home would increase in value $10,000 during the first year. That means you earned between $6,000 and $10,000 with an investment of $40,000. Your annual "return on investment" would be somewhere between 15% and 25%. Sounds like a pretty good rate of return doesn't it?

Of course, you will be making mortgage payments and paying property taxes, along with a maintenance costs. However, since the interest on your mortgage and your property taxes are both tax deductible, the government is essentially subsidizing your home purchase.

You have to pay to live somewhere anyway, why not get something in return for that monthly payment?

Steven D. Moody   HI DRE#  RB-14729
Send an Email to Steven D. Moody

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