PB House Hunters

Homes & Real Estate in the Fort Lauderdale, Florida Area

The 3 most important words in real estate TODAY are:
Location - Location - Location
Exclusive - Buyers - Agent!

While any licensed real estate agent can be a 'buyers agent', an Exclusive Buyers Agent offers a higher level of service through their 100% commitment to home buyers.

You are about to make the largest purchase of your life. Which would you prefer: A 'part time' buyers agent, or an Exclusive Buyers Agent, 100% committed to serving and representing you, the home buyer?

An Exclusive Buyers Agent is a specialist in representing home buyers in all phases of the transaction. They work for an office that does not list homes for sale, so they never have anything to 'sell' you but their specialized knowledge and expertise in assisting home buyers.

Ask every Agent you talk to these questions:

Homes and real estate in:

Broward County:
Coral Ridge, Coral Springs, Deerfield Beach, Fort Lauderdale, Kensington, Lauderdale By The Sea, Lauderdale Isles, Lauderdale Lakes, Lauderdale Manors, Lauderhill, Lighthouse Point, Margate, Melrose, North Lauderdale, Oakland Park, Plantation, Pompano, Pompano Beach, Tamarac, Westview

Martin County:
Hobe Sound, Jupiter, Jupiter Island, Tequesta, The Acreage

Palm Beach County:
Atlantis, BelMarra, Belvedere Homes, Blue Inlet, Boca Del Mar, Boca Harbour, Boca Pointe, Boca Raton, Boyton Beach, Boynton Beach, Briny Breezes, Caribbean Key, Century Village, Cloud Lake, Cypress Lakes, Delray Beach, Delray Shores, Floresta, Glen Ridge, Golf (Village of). Greenacres City, Gulf Stream, Gun Club Estates, Hamptons at Boca Raton, Haverhill, High Point, Highland Beach, Hypoluxo, Juno Beach, Juno Ridge, Jupiter, Jupiter Inlet Beach Colony, Kings Point, Lake Belvedere Estates, Lake Clarke Shores, Lake Park, Laker Rogers Isle, Lake Worth, Lakeside Green, Lantana, Loxahatchee, Manalapan, Mission Bay, North Palm Beach, Ocean Ridge, Palm Beach, Palm Beach Gardens, Palm Beach Shores, Palm Springs, Paradise Palms, Rainbow Homes, Riviera Beach, Royal Oak Hills, Royal Palm Beach, Royal Palm Estates, Sandalfoot Cove, Seminole Manor, Singer Island, South Palm Beach, The Acreage, Village of Golf, Wellington, West Gate, West Palm Beach, Wilton Manors, Winter Beach

What is an Exclusive Buyers Agent?
What can an EBA do that others can't?
What Are Fiduciary Duties And Why Are They Important?
The Secret Big Corporations Have Known For Years
Our Standards Of Practice - Exactly What We Will Do For You
What Others Say About Buyer Agency
Should You Use The Agent Who Sold Your Home As Your Buyers Agent?
Take Some Confusion Out Of The House Hunting Process
Find an Exclusive Buyers Agent in a different city or state
Privacy Statement
Contact Us

Lora Cusumano, ABR, Broker
Send an Email to Lora Cusumano

This website does NOT use "cookies" or try to identify you without your knowledge.
Please see our Privacy Statement.
Tips For Home Buyers

Reasons To Get A Home Loan Before You Start Shopping For A Home

You do NOT have to have a home under contract to obtain a home loan. The lender is looking at your credit history and income when considering a loan application.

Some potential home buyers think they will have no problem qualifying for a loan only to be disappointed when they find out they don't. Others may afraid they won't qualify so they don't apply. We often see people who don't think they qualify for a home loan but don't know that many lenders offer loan programs for all types of borrowers.

Avoid disappointment resulting from looking at homes that are out of your price range. Looking at homes in a price range you can afford will keep you from being disappointed if you fall in love with a home only to find out that it is beyond your financial abilities.

Insure that you will meet your moving dead line. Knowing you must move by a certain date and still working on proving you are qualified for a loan can be a stressful experience. The two most common problems are resolving credit issues and proving you have the cash for your down payment and closing costs.

Applying for a loan as soon as possible will insure that any incorrect information in your credit history can be corrected before the closing date. It often takes 60 days or more to have information corrected in your credit files.

Having a Loan Commitment in your hand is like being a cash buyer. Every seller wants to work with cash buyers. It gives you leverage when presenting an offer and negotiating a counter offer. It will insure that the closing process goes smoothly when you do find your new home. Do not mistake a Loan Commitment with a pre-approval or pre-qualification, a pre-approval does not carry much weight with a seller since a pre-approval is only a cursory look at your credit history.

Applying for a home loan online can be a real convenience. You can apply for a mortgage online 24 hours a day 7 days a week. You can apply from your home, office, local library or any location that offers Internet access. No need to take time off work or away from play. Avoids feeling pressured by sitting in a lenders office and allows you ample time to collect all the necessary information.

Be sure you check the rates and fees for several lenders before you decide which one to use. Compare the lender fees, not just the interest rate. Ask each lender to provide you with a "Good Faith Estimate" of closing costs and carefully review it. If you see a fee you don't understand ask the lender to provide a clear explanation of the item. Then ask your real estate Agent to review the Good Faith Estimate. Being more familiar with the forms the Agent can spot any hidden "junk" fees.

Lora Cusumano   FL DRE#  BK3214083
Send an Email to Lora Cusumano

1997- This site is owned by BUYER'S BROKER INC, a licensed California Real Estate Brokerage.
CA BRE Lic# 01401569
Phone: 1-888-307-0202
Email John Rygiol
Site Map