These Exclusive Buyer's Agents spend 100% of their time working for home buyers. They are full-time professional real estate agents with the specialized knowledge needed to properly represent home buyers.
Exclusively Buyers Realty - TAMPA
PINELLAS COUNTY: Bay Pines, Belleair, Belleair Beach, Belleair Bluffs, Belleair Shores, Clearwater, Clearwater Beach, Crossroads, Crystal Beach, Disston Plaza, Dunedin, Euclid, Gulfport, Indian Rocks Beach, Indian Shores, Johns Pass, Kenneth City, Largo, Madeira Beach, North Redington Beach, Oldsmar, Ozona, Palm Harbor, Pasadena, Pass A Grill Beach, Pinellas Park, Redington Beach, Redington Shores, Safety Harbor, Saint Pete Beach, Saint Petersburg, Seminole, South Pasadena, Sunset Point, Tarpon Springs, Tierra Verde, Treasure Island
HERNANDO COUNTY: Hernando Beach, Spring Hill, Weeki Wachee,
HILLSBOROUGH COUNTY: Carrollwood, East Lake, East Lake Park, Lutz, Macdill AFB, Odessa, Tampa, Town N Cntry
MANATEE COUNTY: Anna Maria, Bradenton Beach, Cortez, Holmes Beach, Long Boat Key
PASCO COUNTY: Aripeka, Bayonet Point, Elfers, Holiday, Hudson, New Port Richey, Port Richey, Seven Springs, Spring Hill, Tarpon Springs, Trinity, Weeki Wachee, Wesley Chapel
SARASOTA COUNTY: Siesta Key.
Luxury Home Consultants, Inc. - Fort Lauderdale
Fort Lauderdale, Weston, Plantation, Pembroke Pines, Boca Raton, Delray Beach, Boynton Beach, Palm Beach, Lake Worth, Wellington, West Palm Beach, Jupiter, Juno Beach, Sunrise, Parkland, Miramar, Wilton Manors, Lauderdale-By-The-Sea, Davie, Southwest Ranches, Las Olas, Hollywood, Hallandale, Aventura, Key Biscayne, Miami Beach, Cooper City, Coral Springs, Coconut Creek, Deerfield Beach, Pompano Beach, Hillsboro Mile, Highland Beach, Gulfstream, Manalapan, Palm Beach Gardens, Dania Beach, Golden Beach, South Beach, Star Island, Williams Island, Harbor Beach, Palm Beach County, Broward County, Miami-Dade County.
Adelva Johnston, REALTOR - Jacksonville
Jacksonville, Jacksonville Beach, Neptune Beach, Atlantic Beach, Ponte Vedra, Amelia Island, Orange Park, World Golf Village, Ponte Vedra, Ponte Vedra Beach, St. John's County, Flagler County, Palm Coast, Flagler Beach, Crescent Beach.
Buyer's Broker of Southwest Florida - Naples
Naples, Marco Island, Bonita Springs.
Buyers Broker of Florida, Inc. - Orlando
Orlando, Altamonte Springs, Lake Mary, Maitland, Winter Park, Windermere, Apopka, Belle Isle, Celebration, Clermont, College Park, Conway, Debary, Deland, Dr. Phillips, Kissimmee, Montverde, Lake Buena Vista, Longwood, Ocoee, Oviedo, Sanford, Wekiva,Winter Springs.
The Buyer's Agent - Pensacola
Pensacola, Pensacola Beach, Perdido Key, Pace , Navarre, Navarre Beach, Milton, Gulf Breeze, Warrington, Cantonment.
Additional Services You Receive When You Use An Exclusive Buyers Agent!
What Are "Fiduciary Duties" and Why Are They So Important?
What Is An Exclusive Buyers Agent?
The Secret Big Corporations Have Known For Years
What An Exclusive Buyer Agent Will Do For You
The Agent Who Listed Our Home Says He Can Be Our Buyer's Agent
Take Some Confusion Out Of The House Hunting Process
What Others Say About Buyer's Agents
Reasons To Get A Home Loan Before You Start Shopping For A Home
You do NOT have to have a home under contract to obtain a home loan. The lender is looking at your credit history and income when considering a loan application.
Some potential home buyers think they will have no problem qualifying for a loan only to be disappointed when they find out they don't. Others may afraid they won't qualify so they don't apply. We often see people who don't think they qualify for a home loan but don't know that many lenders offer loan programs for all types of borrowers.
Avoid disappointment resulting from looking at homes that are out of your price range. Looking at homes in a price range you can afford will keep you from being disappointed if you fall in love with a home only to find out that it is beyond your financial abilities.
Insure that you will meet your moving dead line. Knowing you must move by a certain date and still working on proving you are qualified for a loan can be a stressful experience. The two most common problems are resolving credit issues and proving you have the cash for your down payment and closing costs.
Applying for a loan as soon as possible will insure that any incorrect information in your credit history can be corrected before the closing date. It often takes 60 days or more to have information corrected in your credit files.
Having a Loan Commitment in your hand is like being a cash buyer. Every seller wants to work with cash buyers. It gives you leverage when presenting an offer and negotiating a counter offer. It will insure that the closing process goes smoothly when you do find your new home. Do not mistake a Loan Commitment with a pre-approval or pre-qualification, a pre-approval does not carry much weight with a seller since a pre-approval is only a cursory look at your credit history.
Applying for a home loan online can be a real convenience. You can apply for a mortgage online 24 hours a day 7 days a week. You can apply from your home, office, local library or any location that offers Internet access. No need to take time off work or away from play. Avoids feeling pressured by sitting in a lenders office and allows you ample time to collect all the necessary information.
Be sure you check the rates and fees for several lenders before you decide which one to use. Compare the lender fees, not just the interest rate. Ask each lender to provide you with a "Good Faith Estimate" of closing costs and carefully review it. If you see a fee you don't understand ask the lender to provide a clear explanation of the item. Then ask your real estate Agent to review the Good Faith Estimate. Being more familiar with the forms the Agent can spot any hidden "junk" fees.